They put a fraud alert on her credit and promised to send out a report on her recent purchases. She was stunned-it was the same one that was on the application.Īlarmed, she called up the credit reporting agencies and told them that something fishy was going on. To prove beyond a doubt that it was another Michelle Brown he was searching for, she told him her Social Security number. And the application did have her address on it. The phone numbers on the credit application weren’t working, and he had gotten this number from directory assistance in the hope that it was the right person. The officer quickly agreed that he must have the wrong Michelle Brown. She told the bank officer that there must be a mistake she hadn’t bought a truck. She liked everything in her life to be perfect. She owned fifteen credit cards, but had never been late on a single payment.Įver since she was seventeen, she had had perfect credit. She worked hard and was tidy with her finances. Friends were always telling her how she was too nice. She was cheerful and luminous, and people found her fun to be around. She lived in southern California and worked as a credit analyst. Michelle Brown was a single woman in her late twenties. In the past, she’d received calls for Mike Brown, a message looking for a Brown to pick up relatives from Hawaii who were waiting impatiently at the airport, and a call from some Uncle Brown about her horse she didn’t have. Because her name was a common one, it was normal for her to get messages for some other Brown. She had a penchant for sports cars, and she actually detested Dodges. Not only didn’t she own a pickup, but anyone who knew her realized that there was no way she’d ever own a pickup. Michelle Brown figured it was one more of those misdirected calls. Something about her new Dodge Ram pickup and the payment past due on the loan. It began on a winter day with a seemingly ordinary message on an answering machine. The Rock in the Box and the Mustard Squirter How to Protect Yourself and Your Business
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